eBizRadio and FnB have teamed up to produce a series of podcasts examining and explaining the financial services industry in South Africa – the goal of these podcasts is to educate and share insights on the various personal savings and investment issues and options that we all face.
The start of the series;
Tony Barrett, a Wealth Manager of Rand Merchant Bank (subsidiary of FnB) examines the differences between a savings account and an investment.
Knowledge of the financial industry is very limited in South Africa and in an effort to address this issue, Tony firstly unpacks:
• The perceptions and myths that many of us have regarding investments, savings and how these incorrect assumptions prejudice our decision making?
• What are the actual differences between SAVINGS and INVESTMENTS; namely how ”time” a ”risk” affect what type of account you should be steering yourself towards.
• Placing SAVINGS & INVESTMENTS into real context in South Africa; Inflation; Lack of education and how savings can combat income erosion (when inflation decreases the ”real” value of someone’s income)’.
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