Fires, floods, ageing fracture, stolen cables, constant power outages, to mention just a few risks that we in South Africa have to deal with on almost a daily basis. Risk management is key in any business, but how prepared are South African businesses?
At the heart of all insurance is risk: how much an insurer is willing to accept, and what premium it will charge for that risk. But assessing risk, especially for customers with smaller sums insured, can come at an expensive cost and so many insurers simply dispense with it – in effect, they take a “chance” on the risk. Surely there must be a better way … Ingrid von Stein connects with Marcel Wood, Head of Risk Assessment, Hollard Insure and innovator behind RiskMen and find out how risk assessments are done, why having a strong relationship with your broker is key to the ongoing assessment of your business.
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